Easy & Affordable
Amortization periods up to 240 months. Standard interest rates from 9.99% to 12.99%.*
Frequently Asked Questions
Here are some commonly asked questions about the program and their answers:
What will my interest rate be?
Interest rates are calculated based on your credit report, the size of your loan and any applicable promotional offers. Our interest rate for home improvement purchases is typically 9.99%.
If you do not qualify for our standard rates, you might get approved on one of our other programs (12.99% - 16.99%).
Are there fees on my loan?
Financeit adds an administration fee to the principal amount calculated at 1.5% of the purchase cost, up to a maximum fee of $149. For example, the administration fee for a $1,000 purchase is $15. There are no hidden or additional charges.
Can I make extra payments on my loan?
Yes. You can make early or extra payments on your loan, or pay off your balance in full, any time without penalty.
How does Financeit keep my personal information secure?
What if my application doesn’t get approved?
If your application isn’t approved, you might be approved on our Extended Credit program which carries an interest rate of 12.99%. You can also add a co-borrower to the application to try to get approved for the Standard Credit program rate.
What is an amortization period?
The amortization period for your loan is the amount of time it takes to pay off your loan in full.
Got any more questions? Feel free to contact us for details.